I’m excited about this month’s House Pay-Off Spectacular.  The green and pink are actually touching now!  I’m praying and looking forward to being able to go all green very, very soon!  Hopefully in the next month.  At this point, I’m just waiting on some funds in CD’s to become available.

This is awesome!

Total Squares: 562
Paid-For Squares: 323 336
Savings to be committed to mortgage: 232 219
Squares Remaining: 7 0

Wow!  It’s time for the July update on my House Pay-Off Spectacular and am PUMPED about it.  It still feels kind of silly to get so excited about coloring in squares in Photoshop, but I’m thrilled with what God has givin me.  He has truly blessed me with way more than I deserve.

It looks like there will actually end up being a couple of unexpected months of overlap between the green and the pink due to the fact some of the pink $$$ is in CD’s and not immediately accessible.  It’s still awesome though!

Total Squares: 562
Paid-For Squares: 308 323
Savings to be committed to mortgage: 232
Squares Remaining: 22 7

It’s time for another monthly update on my House Pay-Off Spectacular. I received a tax refund and stimulus payment in May, so I was able to color in quite a few squares this month. It’s exciting to see the progress, even though it involved spending lots of time in Photoshop coloring in squares.

Total Squares: 562
Paid-For Squares: 292 308
Savings to be committed to mortgage: 232
Squares Remaining: 38 22 (wow, didn’t realize how close I actually was until I counted them)

I was trying to log into Wells Fargo to check the progress on my House Pay-Off Spectacular and was greeted with this:

Now seriously, what kind of customer service is that?  Who still uses Netscape?  To make matters worse, all of their download links just redirect you back to the same page.

Looks like I have yet another reason to put my Pay-Off Spectacular into high gear so I can fire Wells Fargo.

I’ve been following Joe’s House Pay-Off Spectacular and recently had the chance to attend his FInancial Learning Experience workshop.  I’ve been committed to becoming debt free for a while, but never really tracked my progress.  Joe inspired me to do so.

I can’t believe how much time I spent in Photoshop last night playing with an outline of a house.  I also couldn’t believe how close I actually am.  This is awesome!

I have a little twist on Joe’s pay-off spectacular because I have some cash in savings that I am willing to apply to the mortgage once it get’s low enough.  So, I’ve used two colors.  The green is principal paid on the mortgage, the pink is available savings I’m willing to commit to the mortgage, and the white is unpaid.  Basically, once the green and pink meet, all the pink will be converted to green. (Click for larger image)

Maybe I’m a geek for thinking this is fun, but I’m enjoying it.  I’ll post a monthly update until I’m all green.

I had the opportunity to visit Avalon Church yesterday and hear Joe Sangl speak in the morning services as well as at the Financial Learning Experience workshop. I think it’s awesome that Joe has dedicated life to teaching people how to manage their money. I especially like his story of the “Mortgage Burning Party” he attended. I might have to copy that idea.

I made a commitment way back to never fall into the “debt trap” that seems to plague our country today. I had one car loan back in 2001 and hated it, so I worked hard to pay it off in 6 months. Since then, I can proudly say I have never carried a balance on a credit card and today have no debt except for a Mortgage. My goal is to have it paid off in the next year. I think I’m going to start my own Payoff Spectacular to track my progress. Perhaps Joe will be able to attend my Mortgage Burning Party

Joseph Sangl is speaking at Avalon Church in McDonough, GA next Sunday and teaching his Financial Learning Experience class later that afternoon. Avalon Church is right in my backyard, so I’ll definitely be there. I’ve been working hard at becoming debt free for the last few years (and am amazingly close to being there), so I’m looking forward to the opportunity to learn from Joseph.